| Effective 10/10/03 |
| Returned Check Fee | $ 25.00 |
| Overdraft Fee | $ 15.00 |
| Stop Payment | $ 10.00 (Series of checks $ 20.00) |
| Monthly Checking Acct. Fee | $ 1.00 |
| Check Copy Fee | $ 2.00 |
| Statement Copy Fee | $ 1.00 per page |
| Corporate Check Copy Fee | $ 5.00 |
| Fax Copy | $ 1.00 |
Traveler's Checks 2 Person | $ 1.00 per $100.00 $ 1.50 per $100.00 |
| Money Orders | $ 1.00 each |
| Wire Transfers & Western Union | $ 15.00 |
| Mortgage App Fees | $ 350.00 in Illinois $ 375.00 in Indiana |
| |
| VISA Classic - No Annual Fee | |
| Late Payment Fee | $ 25.00 |
| Over Limit Fee | $ 25.00 |
| Returned Check Fee | $ 25.00 |
| Card Replacement Fee | $ 5.00 |
| VISA Gold - No Annual Fee | |
| Late Payment Fee | $ 15.00 |
| Over Limit Fee | $ 20.00 |
| Returned Check Fee | $ 25.00 |
| Card Replacement Fee | $ 10.00 |
| Documentation Fee | $ 10.00 |
| |
| Debit Card Fee | $ 1.00 per transaction for PIN usuage |
| Duplicate Debit Card | $ 5.00 |