New Horizon Credit Union Rates

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Loans | Savings

 

 

Loans Rate APR* Term
Vehicles - 2018-2013 CREDIT SCORES 800+ 4.99 4.99 72
CREDIT SCORES 700-799 8 8 72
CREDIT SCORES 649-699 9 9 72
CREDIT SCORES 649-600 10 10 72
CREDIT SCORES 599- LOWER  10 10 48
CREDIT SCORES N/A- NO SCORE**** 17 17 48
Vehicles 2012- OLDER CREDIT SCORES 800+ 5.99 5.99 48
CREDIT SCORES 700-799 9 9 48
CREDIT SCORES 699-650 10 10 48
CREDIT SCORES 649-600 11.5 11.5 48
SCORES 599- Lower 17 17 48
CREDIT SCORES N/A- NO SCORE**** 14 14 36
Share Secured Loans** CALL THE CREDIT UNION   0.000 n/a
Signature Loans to Qualified Borrowers ($250.00 to $2,500.00)*** 12.000 12.000 24 
Signature Loans to Qualified Borrowers ($2,501.00 to $ 5,000.00)*** 14.000 14.000 36 
Mortgage Loans (call credit union)   0.000 n/a
VISA Classic 11.500  11.500 n/a
VISA Gold 5.900 5.900 n/a

 

*APR = Annual Percentage Rate
** Rate will be 3.0% above rate currently paid on share account or certificate of deposit whichever is used as collateral.
***Term Based on Amount Borrowed.
**** N/A- NO SCORE MUST HAVE CO SIGNER
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Savings Minimum Balance Dividend Rate APY* Term
Club Accounts - XMas & Vacation    .005  .005  n/a
IRA's   .200 .200  n/a
Savings  15.00 .010  .010  n/a

 

*APY = Annual Percentage Yield
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